Aviva, one of the UK’s largest insurers has recently asserted that the costs of fraudulent road accident claims are increasing, yet they identified less than 1.9% of claims they received as fraudulent.

Insurance companies have fuelled much of the hype around the growing “compensation culture” in the UK, blaming the increase in whiplash and other road accident claims for increasing premiums. However, prior to the referral fee ban in 2013, many insurers were making substantial amounts of profit by encouraging clients to make a claim receiving substantial fees for each claim sold in return. Direct Line for example, made over £21 million in referral fees alone in 2012!

Since the referral fee ban, some insurers now have their own legal services division to manage road accidents claims themselves (rather than selling them on), which has helped shield them somewhat from the loss of referral fees in their business models.

Over the 30 years we have worked as independent personal injury solicitors, we have never worked as a panel solicitor for any insurer, and have not therefore “purchased clients” by paying referral fees to insurers.

We have handled thousands of road accident claims over the years and in our experience, we have not seen dramatic increases in the numbers of claims, or indeed fraudulent claims, as the insurance industry would have us all believe.

Can I claim compensation?

If you have suffered injury after an accident that was due to someone else’s negligence, we believe you should be rightly compensated for your injuries and losses.

It is a hugely stressful time which can turn your life completely upside down.  We see many clients who have suffered injuries that have caused real ongoing discomfort and pain and meant that they have had to have time off work and missed mortgage payments, adding even more stress to their family lives. It is those genuine clients who by law are rightly entitled to make a claim for compensation.

We have a specialist team of road accident claims solicitors who will work quickly and compassionately to ensure you receive the compensation you deserve. To start your claim or for confidential advice, call Freeclaim Solicitors today on 0800 612 7340 – our road accident claims helpline is open 24 hours a day.

Freeclaim Solicitors. Specialists in Road Traffic Accident Claims.

Published: 8th May 2014